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Retirement Plans

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This is a defined benefit plan.  Classified employees pay 7% each pay to the Alternative Contributory Pension System and Sworn Police Personnel pay 7% each pay to the Law Enforcement Officers Pension System (LEOPS).  Employees hired after July 1, 2011 have a 10 year vesting period.

24 hour access:  1-800-492-5909 or 1-410-625-5555
Web Site:

The City offers a defined contribution plan (401a) in which the City contributes 7.5% of a classified non-sworn employee’s salary each pay.

The City also offers a deferred compensation plan (457) which is designed specifically for employees who wish to defer income and the payment of income taxes on the deferred investment.  The plan is not meant for short-term savings or investment purposes as monies deferred are generally not available until termination or retirement.  Employees may defer up to the current IRS limit on a pre-tax basis.

The 401 and 457 plans are offered through ICMA-RC (International City Management Association Retirement Corporation).

401a Plan #109372
457 Plan #301421

Shantel Washington
Retirement Plans Specialist

777 North Capitol Street, NE
Washington, DC 20002
W: 866-822-3642        F: 410-323-3401
Participant/member services:  1-800-669-7400
Spanish/Espanola:  1-800-669-7400, ext. 8216
Web Site: